Nissan Auto Loans in Cerritos, CA

Some people wonder if they can qualify for an auto loan. The fact is, it depends on the dealership. Some dealerships may not have many lender relationships available for their customers. Cerritos Nissan, though, works with many lenders to offer a wealth of financing options for their customers. That means we can help people with all types of credit. So the question lies, is financing a car a good idea?

Is Financing a Car a Good Idea?

There are, in fact, many reasons why financing a car can be advantageous. First, one of the biggest reasons to finance a car is to lower the amount of money you have to pay up front. Instead of paying tens of thousands of dollars to buy a car outright, you pay a small upfront down payment and even smaller monthly payment. This financing option allows you to spend the rest of your money on something else.

Another great reason to finance your car is to build your credit. If you don't have a long credit history, financing a car will help you when it comes to purchasing a house or making any other major purchase.

For those who want to own their car for a long time, financing makes sense. You can finance your car for five years, own your car for ten years, and go five years without making another payment. That can save you tens of thousands of dollars down the road.

Finally, financing a car is a great option for those who want to put a lot of miles on their car. If you were to lease, you'd be restricted to 12,000 to 15,000 per year. When you finance the car, however, you own it. That means you can put as many miles as you want on the vehicle. And in a city like Los Angeles, you know those miles can add up!

Is There a Minimum Credit Score to Finance a Car?

Securing financing is not dependent on your credit score. What really makes the difference are the number of lender relationships a dealer has. If a dealer has many lenders who work with them, then you are more likely to secure financing for your car. At Cerritos Nissan, we work with a number of lenders who offer us many lending options for our customers. So if you want to finance your next car, look no further than Cerritos Nissan.


Cerritos Nissan

18707 Studebaker Rd
Directions Cerritos, CA 90703

  • Phone: 844-866-2607


  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 8:00am - 9:00pm
  • Sunday 9:00am - 8:00pm